Use a Personal Loan to Cover an Emergency

Apply in minutes and get a decision in real time. Use a fixed rate loan through Avant and get back on track with your finances.

Checking your loan options does not affect your credit score.

If you’re like many Americans, an emergency expense is a huge problem. The important thing to understand is that you’re not alone, and there are options to get back on track.

A 2017 report from the Federal Reserve showed that 44% of American households could not cover a $400 unexpected expense if they had to.

Personal Loans Can Get You Fast Funding in a Pinch.

So, what do Americans do when they’re in between paychecks or need to get their cars back on the road? Borrow. According to the consumer credit reporting bureau Experian, personal loans were the fastest-growing form of consumer debt in 2018.

4 Reasons Why You Should Consider Choosing Personal Loans for Emergencies

  1. You can get funds quickly. Lending platforms of personal loans like Avant could get emergency funds into your account as soon as the next business day for many customers, which is crucial when you need money fast. 

  2. Checking your options is fast and won’t affect your credit score. Thanks to recent technological innovations, you can see your loan options through companies like Avant in minutes without any impact on your credit score. 

  3. You can find the right loan for you. Compared to other forms of quick funding, personal loans through Avant have competitive, fixed-rate APRs, and no pre-payment penalties. The flexibility of personal loans means you can find a loan that meets your exact needs. 

  4. Spend it how you like. Unsecured personal loans offer you the power to spend your funds however you want. So, if you decide to put the remainder toward home repair or that new set of tires you’ve been waiting on, you can do that with a personal loan.

So, if you’re standing ankle-deep in your flooded basement or you need to get your car back on the road immediately, do yourself a favor and consider personal loans when you’re comparing your options.

You might be surprised to discover that a fixed-rate personal loan offers the right mix of speed, dependability, and cost to get you out of trouble.

LOANS RANGING FROM

$2,000 - $35,000*

APRS RANGING FROM

9.95% - 35.99%*

What our customers are saying

"The process was smooth and I received my funds the very next business day. I would highly recommend Avant to anyone looking for financial assistance."
Daryl D.
Lynn, MA
"The experience with Avant was great, very easy to apply and the customer service individual that helped me with the process was outstanding."
LMae A.
Jackson, SC
"Avant made me feel like a valued customer and I feel empowered to chart my own path after receiving my loan through Avant. Many many thanks."
Mark W.
Summerville, SC

The Avant difference

Fast Funding

Most approved customers get funds as soon as the next business day.

Fixed Payments

No surprises. Just the same simple monthly payment.

The Personal Touch

Talk to real folks when you
need to. 

Convenient Options

Worry less with autopay and use the Avant app to manage your loan.

Checking your loan options does not impact your credit score.

phone

Avant branded credit products are issued by WebBank, member FDIC.

Loan amounts range from $2,000 to $35,000. APR ranges from 9.95% to 35.99%. Loan lengths range from 24 to 60 months. Administration fee up to 4.75%. 

* The actual loan mount, term, and APR amount of loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts vary by state.

** Example: A $5,700 loan with an administration fee of 4.75% and and amount financed of $5,429.25, repayable in 36 mothly installments, would have an APR of 29.95% and monthly payments of $230.33. 

‡ Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday. 

◊ Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with Avant.

Avant of Washington, LLC DBA Avant is a wholly-owned and operated subsidiary of Avant, LLC Nationwide Multistate Licensing System #1440089. Small Loan Company License #SLC-1457409.

©Copyright 2019 Avant, LLC.