{"id":16136,"date":"2019-02-15T17:44:57","date_gmt":"2019-02-15T22:44:57","guid":{"rendered":"http:\/\/readyforzero.wpengine.com\/?p=16136"},"modified":"2022-08-24T16:08:03","modified_gmt":"2022-08-24T21:08:03","slug":"how-to-give-yourself-a-clean-slate-with-your-finances","status":"publish","type":"post","link":"https:\/\/www.avant.com\/blog\/budget\/how-to-give-yourself-a-clean-slate-with-your-finances\/","title":{"rendered":"How to Give Yourself a Clean Slate With Your Finances"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">It\u2019s always easy to judge yesterday\u2019s mistakes with the wisdom and understanding you have today. In truth, the mere fact that you can recognize past mistakes means that you learned what you were supposed to learn from those situations and they served their purpose.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And, after all, <\/span><i><span style=\"font-weight: 400;\">when you know better, you do better.<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Instead of fruitlessly searching for ways to alter the past, recognize the benefit it had on your life. Failed business dealings, accumulated debt, lack of financial planning \u2013 it all can positively guide our thinking in the present moment. The only thing you have control over is what is happening in the here and now.<\/span><\/p>\n<h2><b>Beware of the power of your thoughts.<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">When we make mistakes, we often think mulling over them is necessary penance for whatever wrongdoing we\u2019re guilty of. We need to feel bad in order to do better next time.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Maybe on a small scale there\u2019s some truth to that, but ruminating in \u201cwhat ifs\u201d and \u201cI should haves\u201d really only perpetuates the negative thinking that positive change isn\u2019t able to spring from.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s just like losing weight. If someone constantly berates you for being overweight, you\u2019ll likely ditch the eating and exercise habits that would help you to address the problem in the first place &#8212; simply because the harsh words discourage you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Even if the harsh thoughts and words are coming straight from you, they can very easily seep into your subconscious mind and keep you from really moving forward with a clean slate.<\/span><\/p>\n<h2><b>Find gratitude in the lessons.<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Finding a way to be grateful for the struggle might seem counterintuitive at first, but it\u2019s one of the most powerful ways to not become mired down in thoughts of \u201cWhy did things have to happen this way?\u201d or \u201cWhat did I do to deserve this?\u201d The struggle occurred so that you could be aware \u2013 and thankful \u2013 when you experience the easier times ahead.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The tougher the growing pains the more substantial the growth. So learn to say thank you for all the bad situations that got you to where you are today.<\/span><\/p>\n<h2><b>Recognize how quickly small changes can snowball.<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Sometimes we feel so overwhelmed by the size of the changes that we need to make that sticking with the status quo seems like the only viable option we have. But change is like anything in the universe, it\u2019s made up of small parts \u2013 small decisions, habits, etc. Shifting those small things changes the shape of the larger picture.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Simply committing to change and an emptying of your financial \u201cbaggage\u201d also creates shifts all on its own. When you have a \u201cwhatever it takes\u201d mentality, a path is cleared \u2013 even if you don\u2019t see it right away.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All you have to do is commit wholeheartedly to starting the process.<\/span><\/p>\n<h2><b>Know that today\u2019s decisions are shaping your tomorrow.<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The greatest power that you have always lies in the present moment. So while your current financial situation might be a mess of sorts, the situation is really just the result of yesterday\u2019s thoughts and decisions. Today\u2019s thoughts and decisions are molding what your tomorrow looks like \u2013 and that right there is pretty powerful stuff.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You essentially already have a clean slate today \u2013 it\u2019s all on how you choose to exercise your power that will make your tomorrow look like your yesterday, or something else entirely.<\/span><\/p>\n<h2><b>Make a promise to yourself to let the past die.<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you\u2019re ready to move forward with a clean financial slate, allow the past to die along with your negative thoughts and financial habits. Commit to seeing the future with a fresh perspective and it will undoubtedly be brighter than any of your yesterdays.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s always easy to judge yesterday\u2019s mistakes with the wisdom and understanding you have today. In truth, the mere fact that you can recognize past mistakes means that you learned what you were supposed to learn from those situations and they served their purpose. And, after all, when you know better, you do better. Instead [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":24794,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[1417],"tags":[],"class_list":["post-16136","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budget","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Give Yourself a Clean Slate With Your Finances - The Avant Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avant.com\/blog\/wp-json\/wp\/v2\/posts\/16136\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Give Yourself a Clean Slate With Your Finances - The Avant Blog\" \/>\n<meta property=\"og:description\" content=\"It\u2019s always easy to judge yesterday\u2019s mistakes with the wisdom and understanding you have today. 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