{"id":4332,"date":"2019-07-11T09:59:42","date_gmt":"2019-07-11T14:59:42","guid":{"rendered":"http:\/\/blog.avantcredit.com\/?p=4332"},"modified":"2023-02-22T16:45:00","modified_gmt":"2023-02-22T21:45:00","slug":"6-reasons-you-should-never-lend-money-to-anyone","status":"publish","type":"post","link":"https:\/\/www.avant.com\/blog\/save\/6-reasons-you-should-never-lend-money-to-anyone\/","title":{"rendered":"6 Reasons You Should Never Lend Money to Anyone"},"content":{"rendered":"

Some people feel friendship and money don\u2019t mix, and if you want to protect a relationship, don\u2019t lend money to anyone. Of course, this is easier said than done. It\u2019s hard to turn our backs on a close friend or relative who needs legitimate help, especially if they have no other alternatives.\u00a0<\/span><\/p>\n

Ultimately, it\u2019s your decision. But before writing a check or pulling out cash, seriously consider whether this is the right move. Lending money can change your relationship with the other person, and you have to acknowledge possible consequences of this action.<\/span><\/p>\n

Here\u2019s a look at six reasons why you shouldn\u2019t lend money to anyone.<\/span><\/p>\n

    \n
  1. You Could Lose Your Money<\/b><\/li>\n<\/ol>\n

    This might be obvious, but it needs to be said. The person borrowing the money may promise to repay the cash within the next few days, weeks, or months. But the truth of the matter is there’s no way to know with certainty whether this person will actually return the money. If he\u2019s having financial hardship today, who\u2019s to say these challenges won\u2019t continue into the near or distant future. A good rule of thumb: don’t lend money unless you’re prepared to lose it.<\/span><\/p>\n

      \n
    1. You Don\u2019t Like Confrontation<\/b><\/li>\n<\/ol>\n

      Take into account your personality when deciding whether to lend money to someone. If you\u2019re the kind of person who likes to keep the peace and you don’t like confrontation, chances are you won’t approach the person or bring up the loan if they don’t repay as promised. This can lead to pent up frustration or anger, which might strain your relationship.<\/span><\/p>\n

        \n
      1. They May Request More Money<\/b><\/li>\n<\/ol>\n

        If you give someone money, the person may come back for more. She may think you have a lot of disposable income, or that you\u2019re in a position to help in times of need. And if she runs into problems again, you might be the first person that comes to mind. Some people are habitual borrowers, and one act of generosity can start a pattern. But if you turn down a money request the first time someone approaches, they won\u2019t think of you as a money source and they\u2019ll look elsewhere.<\/span><\/p>\n

          \n
        1. They May Tell Others About Your Generosity<\/b><\/li>\n<\/ol>\n

          It\u2019s awkward enough to deal with one person who repeatedly asks for money. The last thing you need is the borrower sharing details about your loan with others. Some people can\u2019t keep anything to themselves. If you give them a loan, they might tell others how you helped with their situation. An innocent mention of your assistance might give others the idea that they can come to you if they experience a similar hardship. So, if you’re going to lend money, make sure the borrower understands that this is a confidential agreement, and you would prefer if he didn’t tell others about the arrangement.<\/span><\/p>\n

            \n
          1. <\/b> You May Need the Money<\/b><\/li>\n<\/ol>\n

            Never lend money that you\u2019ll need in the immediate future. For example, if your friend needs $200, but the only cash available is for your rent or mortgage that\u2019s due in the next couple of weeks, you\u2019re better off telling the person you can’t help. There’s no guarantee this person will repay the money before you need it, which can complicate your finances. You might deal with late fees, or have to seek a loan<\/a> for yourself.<\/span><\/p>\n

              \n
            1. <\/b> It Can Create Issues in the Relationship<\/b><\/li>\n<\/ol>\n

              If you have a solid relationship with someone, don’t ruin it with money. You’re trusting this individual to repay the money as promised, and if they never return your money, this may always be in the back of your mind and lead to trust issues. If you confront the person and ask for your money on more than one occasion, she may become defensive and upset with you. It\u2019s a no-win.<\/span><\/p>\n

              If you decide to help someone financially, it might be better to simply \u201cgive\u201d them the money, if you can afford to. If you don\u2019t have any expectations regarding repayment, and if the other person doesn’t feel pressure to pay you back, the money won\u2019t come in between the relationship.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

              Some people feel friendship and money don\u2019t mix, and if you want to protect a relationship, don\u2019t lend money to anyone. Of course, this is easier said than done. It\u2019s hard to turn our backs on a close friend or relative who needs legitimate help, especially if they have no other alternatives.\u00a0 Ultimately, it\u2019s your […]<\/p>\n","protected":false},"author":38,"featured_media":24929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[1420],"tags":[],"class_list":["post-4332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save","entry","has-media"],"yoast_head":"\n6 Reasons You Should Never Lend Money to Anyone - The Avant Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avant.com\/blog\/wp-json\/wp\/v2\/posts\/4332\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6 Reasons You Should Never Lend Money to Anyone - The Avant Blog\" \/>\n<meta property=\"og:description\" content=\"Some people feel friendship and money don\u2019t mix, and if you want to protect a relationship, don\u2019t lend money to anyone. 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