Apply for a secured loan from your couch

Check Your Loan Options

Checking your eligibility does not affect your credit score.

Over 650,000 people helped

Loans Ranging From

$5,000-$25,000^*

APRS Ranging From

9.95%-35.99%^*

Loan lengths range from 24 to 48 months.** Administration fee of 2.5%.

How does a secured loan work?

A secured loan through Avant is an innovation on auto title loans and lets you borrow against the value of your car. Securing your loan with your car may help you get more favorable rates and terms, so you end up paying less, and get to keep driving your car.

Favorable Rates and Reasonable Terms

Fast funding

Funds deposited as soon as the next business day after approval.‡

No store visits

There's no need to bring your paperwork in.

Credit card

Pay online

Use your phone or a computer to pay your bill.

Your loan, your schedule

Pay off your loan over years, not months.

4 Steps to Getting a Secured Loan

A secured loan (an alternative to an auto title loan) through Avant is a great way to quickly access the equity you've already built up in your vehicle.

1

Fill out an application

2

Provide information about your vehicle

3

Get approved in minutes^†

4

Funds deposited as soon as the next business day after approval^‡

Start here

Take 5 minutes to check your loan options, with no risk to your credit score.

See My Rates & Terms

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Rates and terms for the state of

Choose a state:

loan amount ranges

loan term ranges

apr ranges

Administration fee of 2.5%. State lien fees range from $4 – $95.

Still have questions?

We have answers, and we’re happy to help.

Avant branded credit products are issued by WebBank, member FDIC.

Rates and terms for secured loans may vary.

Secured personal loan amounts range from $5,000 to $25,000. APR ranges from 9.95% to 35.99%. Loan lengths range from 24 to 48 months. Administration fee of 2.50%.

* The actual loan amount, term, and APR amount of loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts vary by state.

** Example: A $5,937.50 loan with an administration fee of 2.50%, $95 Illinois lien fee and an amount financed of $5,700.00, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $241.82.

† The decision process may take longer if additional documents are requested. Approval and loan terms will vary based on credit determination and state law.

‡ Funds are generally deposited via ACH for delivery next business day if approved by 3:00 pm CT Monday-Friday.

Avant of Washington, LLC DBA Avant is a wholly - owned and operated subsidiary of Avant, LLC Nationwide Multistate Licensing System #1440089.

Small Loan Company License #SLC - 1457409