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Credit Report Authorization

Credit Pull Authorization

By continuing with the application process, you understand and agree that you are authorizing WebBank, Member FDIC, and Avant to each obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion and FactorTrust.

You also authorize WebBank and Avant to verify information in your application for credit, and you agree that WebBank and/or Avant may contact third parties to verify any such information. You direct WebBank and/or Avant to use your consumer reports to authenticate your identity, to make credit decisions, and for other related purposes.

You expressly authorize WebBank and/or Avant to obtain consumer reports from consumer reporting agencies about you when you apply for credit, during the 60 days following your initial application date, and periodically throughout the term of your credit product, including in the month following the month when you pay off or otherwise satisfy the terms of your credit product.

You expressly authorize WebBank and/or Avant to use the information that we obtain from such reports along with your application information to, among other things, market refinancings and other products to you, determine your eligibility for other products that WebBank and/or Avant may offer or that you may apply for, make decisions related to the servicing and collection of your account, measure how the credit product you obtained from WebBank impacts your credit, perform other statistical analysis, and share information with you about your credit profile.

222 W Merchandise Mart Plaza, Suite 900, Chicago, IL 60654

Avant branded credit products are issued by WebBank.

* Loan amounts range from $2,000 to $35,000. APR ranges from 9.95% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee up to 9.99%. If approved, the actual loan terms that a customer qualifies for may vary based on credit determination, state law, and other factors. Minimum loan amounts vary by state. Administration fee is deducted from the loan proceeds and paid to the Lender. Any administration fee of 5% or less of the initial loan amount is not refundable. Administration fee amount in excess of 5% of the initial loan amount is refundable on a prorated basis over the remaining term of the loan when and if the loan is paid in full prior to its original maturity date. A partial prepayment does not trigger a refund of any administration fee amount. Borrower recognizes that the Administration fee is deemed part of the loan principal and is subject to the accrual of interest.

** Example: A $5,700 loan with an administration fee of 9.99% and an amount financed of $5,130.57, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $217.66.

‡ Funds are generally deposited via ACH for delivery next business day after approval if approved by 4:30pm CT Monday-Friday.

Avant, LLC Nationwide Multistate Licensing System #1246731.

Avant of Washington, LLC DBA Avant is a wholly-owned and operated subsidiary of Avant, LLC Nationwide Multistate Licensing System #1440089.

Connecticut consumers: all marketing efforts are associated with Avant, LLC, Small Loan Company License #SLC-1246731

THIS IS A LOAN SOLICITATION ONLY. AVANT, LLC IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

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