Consolidating your debts is a great way to get on track to finally paying off those pesky debts. Paying off your debts may seem like an insurmountable challenge but with the right approach and mindset anyone can do it. Debt ...
You’ve probably heard that the number of inquiries on your credit report may affect your credit score. The greater number of inquiries you have may negatively impact your score. There are two different types of inquiries: hard and soft.
Both types ...
I wish I could consolidate my debt. I really, really wish I could.
Unfortunately, my credit score is not great which is why most companies won’t lend me money. It’s going to take time to improve my score and until that ...
Offering an unvarnished credit history to identity thieves is like offering a clean bill of health to someone suffering from a chronic illness – it’s far too tempting to turn down.
Unfortunately that unvarnished credit history can come from a source ...
I know it may seem odd for someone who struggled with credit card debt for years to say that credit cards can be good. You might even think it’s crazy or unfounded. As I’ve gotten older (and hopefully wiser), I’ve ...
When you hear about a credit report, you may wonder what that is and why it’s important. Your credit report is an essential part of your financial life and can affect your ability to get affordable credit or even a ...
There have been a lot of stories in the news about new tax cuts, suggesting increases to paychecks. You may be wondering… How does this tax plan affect me? When will I start to see more money? What should I ...
Once upon a time, if you worked hard and performed well on the job, you could expect an annual raise. Nowadays, that’s not always the story. Between low revenue, budget cuts and a tightening market, many employers no longer offer ...
As a parent, the thought of giving your carefree teen a credit card might send chills up your spine. While your teen may beg for a card and agree to pay his or her own charges, you’re ultimately the one ...
You’ve found your soul mate and decided to spend the rest of your life with this person. This is an amazing feeling, and as you prepare for a life together, you undoubtedly discuss major details. When will we get married? ...
