Recent Posts
Credit Scores

8 Credit Score Improvement Tools to Consider in 2026

Last updated: October 2026. Quick answer: There’s no single best credit score tool. The right one depends on your goal. Use free monitoring (SavvyMoney, Credit Karma, Experian, or myFICO’s free tier) to watch your score, AnnualCreditReport.com to check your reports for errors, a bill-reporting tool like Experian Boost to add payment history you already have, and a credit-builder loan, secured card, or the Avant Credit Card1,2 if you need to add a new tradeline. No legitimate tool can guarantee a

October 29, 2026

MOST READ

Avant
News

Avant COVID-19 Readiness Plan

This page has been updated to reflect our most recent policies for how we are supporting customers through COVID-19. We will continue to make updates to this page as appropriate. We’re actively monitoring the news about the coronavirus COVID-19, and

March 18, 2020
Budget

What is Creditworthiness?

Creditworthiness is a measure of a person’s likelihood and ability to repay their debts. It is one of many measures a lender can use to determine if you will be approved for a new credit card, loan, or line of

August 8, 2022
Budget

Achieve Financial Stability With A Budget

Wondering where all of your money goes each month? If you’re one of the nearly 30% of Americans who live without a monthly budget, then you’re not alone. If you feel like you’re living paycheck to paycheck or struggling to

October 4, 2019

The Latest

Shopping
Borrow

Online Unsecured Loans vs. Local Branch Loans

Last Updated: October 2026. Quick answer: Online unsecured loans generally move through application, decision, and funding in a matter of hours to a couple of days, since the process is automated and available anytime. Branch loans typically involve in-person appointments

October 29, 2026
Till
Credit Scores

The Ultimate Guide to Cashback Credit Cards for Fair Credit in 2026

Last Updated: October 2026. Quick answer: Yes, some cashback credit cards are available to applicants with fair credit (roughly a 580–669 FICO® Score), but approval, credit limit, and terms are never guaranteed and vary by issuer. The most useful comparison

October 29, 2026
Quarantined family
Credit Education

How to Get and Use a Debt Consolidation Loan

Last updated: September 2026. Data note: Interest rate averages and market figures in this article reflect data as of September 2026. Rates change frequently — verify current figures at the sources cited in the References section before making financial decisions.

September 21, 2026
Borrow

How to Get a Personal Loan With a 580-669 Credit Score

Last updated: August 2026. Data note: Statistics, FICO® weight percentages, market figures, and scoring model guidance in this article reflect information available as of August 2026. Rates and regulatory requirements can change — verify current figures at the sources cited

September 1, 2026
Borrow

When to Pay Off Your Credit Card Bill

When it comes to using a credit card responsibly, it’s important to understand when to pay off your credit card bill. Carrying a balance on your credit card may lead to high interest charges and/or potentially negatively impact your credit

April 21, 2023
A white envelope with a red stamp that reads, “Payment Due” on a blue background.
Borrow

What Happens When Debt Goes to Collections?

Anyone who has fallen behind on credit card payments, or loan payments, or other types of outstanding debt, may find their outstanding balance transferred to a debt collector. A debt collector is typically a person or agency paid by creditors

April 13, 2023
How to Prepare for a Recession | Avant
Budget

5 Ways to Prepare for a Recession

According to the Economist, a recession is a period of significant decline in economic activity. Outputs and investment suffer, as do business profits and there is typically rising unemployment. To help ensure you and your family are least affected, here

March 14, 2023
How Much Money Should Be In My Emergency Fund? | Avant
Budget

How Much Money Should Be In My Emergency Fund?

What is an Emergency Fund? An emergency fund is an easily accessible pool of money set aside in case of an urgent or unforeseen financial situation. Financial ups and downs occur naturally, so it pays to be prepared for the

March 9, 2023
Borrow

Personal Loan Calculator

When it comes to loan repayment, nobody likes surprises. The personal loan payment calculator from Avant allows you to estimate monthly payments for the loan you need. Simply input the amount you want to borrow, how many months until repayment,

January 9, 2023
A middle-aged woman with tied-back grey hair stands confidently facing the camera with a red drill resting on her left knee which is raised. Her right hand loosely holds a blue tool belt attached to her right hip. She is wearing a red t-shirt and dark blue pants.
Borrow

Types of Personal Loans

Life sometimes throws us a curveball and we find that we may need a little extra money. Luckily, there are a number of different types of personal loans available to help you through difficult times. Banks and other lenders offer

December 7, 2022
Asian family moving to new home / apartment with many packing boxes
Spend

How Do You Build Credit?

How to Build Credit Your credit can impact virtually all of the financial aspects of your life. Anything that requires a credit check – like buying a car, getting a mortgage, or even renting an apartment – is made more

October 31, 2022
Young black ceramist woman wearing apron sculpting in clay at her workshop
Borrow

How Does a Personal Loan Affect Your Credit Score?

Thinking about a personal loan? It could be a great solution to pay for unexpected costs, urgent expenses, or to consolidate debt. Taking out a personal loan may also help build your credit when you make payments on time and

October 27, 2022

Need to manage your account?

Manage your loan or card, view your account at a glance, or make payments.

My Account