The moment you say enough is enough, be prepared to fight a long, hard battle. Getting out of debt is not an easy process. You’ll have to make sacrifices everyday to make sure you’re watching your budget, as well as
The word “couponing” tends to incite drastic opinions. Most people are either in favor of it (who can live without couponing?!) or very much against it (who has time for that?). If you find yourself veering towards the latter, check
Most of us don’t realize all the costs associated with maintaining our pets, and we tend to only think of costs for food and the occasional visit to the vet. But in reality, taking care of our pets costs Americans
Some of these ideas might sound a little “out there”. But that’s the point! Creativity is the basis for some of the best cheap and free entertainment. Just think of all the things you did as a kid, or the
How you choose to spend and handle your money today will really impact your finances later on. Lots of people like to live in the moment. They just don’t look at money and the long term options or risks that
We all have to go through the tough financial times at one point or another. And the better prepared you are, the less painful it will be to endure. However, this doesn’t make it any easier when you feel like
1. Potential Lenders Can’t Properly Evaluate Your Application Turns out having no credit is just as bad as having poor credit. Reasoning: lenders use your credit profile to gauge your credit risk based on several factors, such as payment history.
Do you ever feel guilt or remorse after shopping? Do you have dozens of brand new but unused items laying around your home? While it’s easy to make light of our own compulsive habits, it’s also a way to ignore
You spend hours perfecting your resume and cover letter for your dream job. The interview goes smoothly and the employer wants to offer you the position. But there’s one more hurdle to pass: the background check, which includes a credit
Supermarkets are tricky places when you’re on a budget. On one hand, having everything you need in one place is a complete luxury and convenience. On the other hand, facing all those options can be a huge challenge when you’re
