Loans work best when they work for you. And what better way to pay off your personal loan than your way? Here are a couple of things you should know about paying off your loan through Avant. #1: You have
Managing your loan doesn’t have to be a hassle. At the start of your loan, there are a few simple steps you can take that will help set you up for a successful repayment. Here are some strategies to help
If you’re planning to buy a home or already have a mortgage, you need to understand what APR means in this context. In essence, the APR for a mortgage includes all costs you pay (including origination fees, interest, etc.) so
Looking to finance a new car? Here are some things to consider when it comes to interest for auto loans. Typically, APR on an auto loan works similarly to APR on an unsecured loan, where simple interest accrues daily based
You probably know that a credit card accrues interest over time if you don’t pay your full balance each month. Let’s break down how interest works with credit cards. When you have a credit card, you only have to pay
Many advertisements for credit cards and auto loans these days proudly announce that they have a 0% APR (for an introductory period). So what does 0% introductory APR on a credit card mean? Well, it does mean you can avoid
Unless you’ve just woken up from a 100-year sleep, you’ve heard the phrase “APR” mentioned in countless car commercials, radio ads for home loans, and credit card offers. But what does APR mean exactly? Well, there’s the short answer and
If you’re taking your relationship to the next step, it’s important to talk to each other about credit scores. It may not be a fun subject if your score is a little blemished, but knowing your credit scores can actually
The home buying process can cloud your judgment about how much you can actually afford to spend. You might focus solely on the listing price of a home instead of focusing on the overall costs of homeownership. If you look
The moment you say enough is enough, be prepared to fight a long, hard battle. Getting out of debt is not an easy process. You’ll have to make sacrifices everyday to make sure you’re watching your budget, as well as
1. Potential Lenders Can’t Properly Evaluate Your Application Turns out having no credit is just as bad as having poor credit. Reasoning: lenders use your credit profile to gauge your credit risk based on several factors, such as payment history.
You spend hours perfecting your resume and cover letter for your dream job. The interview goes smoothly and the employer wants to offer you the position. But there’s one more hurdle to pass: the background check, which includes a credit
