hand holding card while online shopping

What’s the Difference Between a Credit Card and a Debit Card?

A debit card uses funds from an attached account. After making a purchase, you can see the funds deducted  from your account. By contrast, a credit card extends you a line of credit assigned to your card, which is a short-term loan to be repaid. Your monthly credit card bill keeps track of your purchases and allows you to repay these small loans over time or in full each month. While there are several differences between debit and credit cards,

Bell on counter

7 Incredibly Simple Hotel Hacks to Save You Money

Who doesn’t enjoy a few days away from home? It’s a chance to escape and enjoy some downtime by yourself or with friends or family – but the cost of accommodations can eat at your vacation budget. Not everyone is


34 Creative Ways to Entertain on a Budget

Some of these ideas might sound a little “out there”. But that’s the point! Creativity is the basis for some of the best cheap and free entertainment. Just think of all the things you did as a kid, or the

Pile of boxes

7 Signs You’re Addicted to Shopping

Do you ever feel guilt or remorse after shopping? Do you have dozens of brand new but unused items laying around your home? While it’s easy to make light of our own compulsive habits, it’s also a way to ignore


2 Times It’s Okay to Splurge

When You’re Rewarding Yourself Did you just pay off a large loan? Did you finally get that promotion at work? It’s okay to treat ourselves for working hard and a job well done—but the trick is that you must have

Sad ice cream

How to Master the Art of Saying No to Spending

Despite any contrary advice, turning down an offer involves more than simply telling another person “no.” There are egos and emotions involved. Social pressure makes turning down opportunities the exception rather than the rule. So what’s there to do but


Four Ways to Save As a Wedding Guest

If you are in your 20s or 30s, chances are you have a few weddings coming up in the next few months. Once the season kicks off, there seems to be a wedding every few weekends all the way into


Increase Your Savings Without Giving Up Your Lifestyle

A recent study by Bankrate indicates that nearly a quarter of Americans do not have an emergency fund. For many in this category, getting through an emergency expense will require a credit card or a loan from family. It’s not


Are Rewards Cards Right for You?

A credit card may not be for everyone but the trend of paying with plastic over paper is here to stay. Credit card providers are taking note and offering a variety of different card types with a growing segment falling

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