A debit card uses funds from an attached account. After making a purchase, you can see the funds deducted  from your account. By contrast, a credit card extends you a line of credit assigned to your card, which is a

Who doesn’t enjoy a few days away from home? It’s a chance to escape and enjoy some downtime by yourself or with friends or family – but the cost of accommodations can eat at your vacation budget. Not everyone is

Some of these ideas might sound a little “out there”. But that’s the point! Creativity is the basis for some of the best cheap and free entertainment. Just think of all the things you did as a kid, or the

Do you ever feel guilt or remorse after shopping? Do you have dozens of brand new but unused items laying around your home? While it’s easy to make light of our own compulsive habits, it’s also a way to ignore

Supermarkets are tricky places when you’re on a budget. On one hand, having everything you need in one place is a complete luxury and convenience. On the other hand, facing all those options can be a huge challenge when you’re

Despite any contrary advice, turning down an offer involves more than simply telling another person “no.” There are egos and emotions involved. Social pressure makes turning down opportunities the exception rather than the rule. So what’s there to do but

Hostel international card. This is a good investment for anyone planning to stay at multiple hostels or other hostel-type lodging throughout their travels. There’s a small membership fee upfront, but the discounts quickly make up for the initial cost. Ten

Finding a balance between saving and socializing doesn’t come naturally. Here are some tips for surviving a night out on the town when you’re on a tight budget: Commit yourself to some level of spending Don’t try to tell yourself

Whether it’s going for a drive, taking a walk in the park or just sitting outside on the porch, there’s an endless supply of local activities that don’t cost a lot. Maybe you’re trying to save money and have fun

If you are in your 20s or 30s, chances are you have a few weddings coming up in the next few months. Once the season kicks off, there seems to be a wedding every few weekends all the way into

A recent study by Bankrate indicates that nearly a quarter of Americans do not have an emergency fund. For many in this category, getting through an emergency expense will require a credit card or a loan from family. It’s not