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Prepare for the Unexpected with an Emergency Fund

If you’ve found yourself with a little extra money in your budget this month, how are you going to spend it? Or, better yet, how are you going to save it?  Having a dedicated fund for emergencies helps you cope when something happens, giving you a buffer that protects your savings. Knowing that things are paid for during an emergency saves you from having to worry about money and lets you focus on getting your life back on track.  Start

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6 Reasons You Should Never Lend Money to Anyone

Some people feel friendship and money don’t mix, and if you want to protect a relationship, don’t lend money to anyone. Of course, this is easier said than done. It’s hard to turn our backs on a close friend or

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7 Effortless Ways to Save Money

1. Re-Negotiate Service Contracts Are you overpaying for your cable, cell phone, pest control or any other recurring service? Reach out to the service provider to inquire about more cost-efficient options that may be available to you. If the customer

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6 Unconventional Money Moves to Make in Your 20s

1: Get financially educated. Even if you already have your college degree in hand, you likely gained very little financial knowledge from all of those textbooks you spent so many hours poring over. The key is to learn about things

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Four Ways to Put Your Tax Refund to Good Use

Did you pay too much in taxes last year? The good news is you will see that money again once you file your tax return, but do you plan on saving or spending it? Rather than viewing the refund as

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How to Handle a Financial Emergency

One of the reasons it’s so important to always be mindful of your finances is that life has a tendency to throw a wrench in our plans. And whether it’s a leaky roof, car accident or a trip to the

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Is a Big Tax Refund a Bad Thing?

According to CNBC, many taxpayers prefer to get refunds, but getting a large refund may not be the best choice for your finances. Sure, getting a check for a lump sum feels great – maybe you’re already thinking about the

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