When to Pay Off Your Credit Card Bill

When it comes to using a credit card responsibly, it’s important to understand when to pay off your credit card bill. Carrying a balance on your credit card may lead to high interest charges and/or potentially negatively impact your credit score, making it more difficult to get approved for loans or credit cards in the future. On the other hand, paying your bill on-time – or early – and in full each month may help you establish a positive credit

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What Happens When Debt Goes to Collections?

Anyone who has fallen behind on credit card payments, or loan payments, or other types of outstanding debt, may find their outstanding balance transferred to a debt collector. A debt collector is typically a person or agency paid by creditors

How to Prepare for a Recession | Avant

5 Ways to Prepare for a Recession

According to the Economist, a recession is a period of significant decline in economic activity. Outputs and investment suffer, as do business profits and there is typically rising unemployment. To help ensure you and your family are least affected, here

How Much Money Should Be In My Emergency Fund? | Avant

How Much Money Should Be In My Emergency Fund?

What is an Emergency Fund? An emergency fund is an easily accessible pool of money set aside in case of an urgent or unforeseen financial situation. Financial ups and downs occur naturally, so it pays to be prepared for the


What is Creditworthiness?

Creditworthiness is a measure of a person’s likelihood and ability to repay their debts. It is one of many measures a lender can use to determine if you will be approved for a new credit card, loan, or line of


How to Pay Off Your Debt Faster

Key Takeaways If your debt is weighing you down, it’s time to break free of it. While you can’t just make it disappear, you can use strategies like debt consolidation and a targeted repayment approach to ease the load, helping


Achieve Financial Stability With A Budget

Wondering where all of your money goes each month? If you’re one of the nearly 30% of Americans who live without a monthly budget, then you’re not alone. If you feel like you’re living paycheck to paycheck or struggling to


3 Essential Financial Habits to Start Today

We all know that physical fitness is an important aspect of maintaining a healthy lifestyle. However, when was the last time you heard about financial fitness? If you want to be financially fit, here are some of the key habits


Making a Budget for Big Ticket Items

If you’ve gotten by just fine without a budget, you might think that you don’t need one at all. But when you start to map out your income and expenses across months, you might be surprised at what you can


Couponing Tips for Non-Couponers

The word “couponing” tends to incite drastic opinions. Most people are either in favor of it (who can live without couponing?!) or very much against it (who has time for that?). If you find yourself veering towards the latter, check

Soapy dog

8 Ways to Keep Pet Care Expenses Under Control

Most of us don’t realize all the costs associated with maintaining our pets, and we tend to only think of costs for food and the occasional visit to the vet. But in reality, taking care of our pets costs Americans

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