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How Do You Build Credit?

How to Build Credit Your credit can impact virtually all of the financial aspects of your life. Anything that requires a credit check – like buying a car, getting a mortgage, or even renting an apartment – is made more difficult by having poor credit or no credit history, even if you know you’ll be able to afford the payments.  So how do you establish credit, and once established, how do you build it? Best Ways to Build Credit Fortunately,


Are Rewards Cards Right for You?

A credit card may not be for everyone but the trend of paying with plastic over paper is here to stay. Credit card providers are taking note and offering a variety of different card types with a growing segment falling


How to Pay High Deductibles

Every year health insurance companies are raising their deductibles.  While these high deductibles may come with the benefit of a lower monthly premium, it also carries the substantial risk of having to pay a large unplanned expense that can be


Are You Using Credit Cards Wisely?

Credit cards often get a bad rap due to their high interest rates and some people’s tendency to rack up thousands of dollars in credit card debt. However, if you use them properly, they can actually be a very useful

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5 Ways to Avoid Debt During the Holiday Season

Are you a Santa or a Scrooge when it comes to the holidays? It can be easy to fall deeper into debt during the Holiday Season if you don’t have a specific plan on how much you’re going to spend.


Christmas Spending in the U.S. (Infographic)

The average American will spend $830 on gifts this Christmas. Learn what type of gifts are the most popular and when most Americans are expected to complete their Christmas shopping. 90% of American shoppers did not complete their Christmas shopping


5 Things You Should Never Spend a Penny On

There are certain items that many people still purchase but shouldn’t. Thanks to new and emerging technology and software, many items that we used to pay for in the past can be circumvented. Being smart about our money isn’t just

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4 Home Improvements You Can Make This Year

You cut coupons to save at the grocery store, maybe put money away in a jar for a special purchase, but are you doing anything to save on your home expenses? Aside from taking out a personal loan for home

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