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What’s the Difference Between a Credit Card and a Debit Card?

A debit card uses funds from an attached account. After making a purchase, you can see the funds deducted  from your account. By contrast, a credit card extends you a line of credit assigned to your card, which is a short-term loan to be repaid. Your monthly credit card bill keeps track of your purchases and allows you to repay these small loans over time or in full each month. While there are several differences between debit and credit cards,


How to Pay High Deductibles

Every year health insurance companies are raising their deductibles.  While these high deductibles may come with the benefit of a lower monthly premium, it also carries the substantial risk of having to pay a large unplanned expense that can be


Are You Using Credit Cards Wisely?

Credit cards often get a bad rap due to their high interest rates and some people’s tendency to rack up thousands of dollars in credit card debt. However, if you use them properly, they can actually be a very useful

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5 Ways to Avoid Debt During the Holiday Season

Are you a Santa or a Scrooge when it comes to the holidays? It can be easy to fall deeper into debt during the Holiday Season if you don’t have a specific plan on how much you’re going to spend.


Christmas Spending in the U.S. (Infographic)

The average American will spend $830 on gifts this Christmas. Learn what type of gifts are the most popular and when most Americans are expected to complete their Christmas shopping. 90% of American shoppers did not complete their Christmas shopping


5 Things You Should Never Spend a Penny On

There are certain items that many people still purchase but shouldn’t. Thanks to new and emerging technology and software, many items that we used to pay for in the past can be circumvented. Being smart about our money isn’t just

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4 Home Improvements You Can Make This Year

You cut coupons to save at the grocery store, maybe put money away in a jar for a special purchase, but are you doing anything to save on your home expenses? This infographic has a few tips you can use to

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