Buying a home with bad credit is possible, but it’ll be more expensive for someone with a bad credit history compared to someone with good credit. While you might be tempted into purchasing a home, you’ll need to be brutally
Supermarkets are tricky places when you’re on a budget. On one hand, having everything you need in one place is a complete luxury and convenience. On the other hand, facing all those options can be a huge challenge when you’re
Some of these ideas might sound a little “out there”. But that’s the point! Creativity is the basis for some of the best cheap and free entertainment. Just think of all the things you did as a kid, or the
The word “couponing” tends to incite drastic opinions. Most people are either in favor of it (who can live without couponing?!) or very much against it (who has time for that?). If you find yourself veering towards the latter, check
The moment you say enough is enough, be prepared to fight a long, hard battle. Getting out of debt is not an easy process. You’ll have to make sacrifices everyday to make sure you’re watching your budget, as well as
What’s a budget killer? How about your TV bill, for example? A savings of $90 per month may seem like nothing, especially when you can “afford” the expense. However, how many times have you wondered at the end of a
When you’re working to pay off debt, you’ll cut out most superfluous expenses in order to reach your goals. But the problem with cutting out spending is that there is only so much you can cut. What if you want
Unless you’ve just woken up from a 100-year sleep, you’ve heard the phrase “APR” mentioned in countless car commercials, radio ads for home loans, and credit card offers. But what does APR mean exactly? Well, there’s the short answer and
If you are in your 20s or 30s, chances are you have a few weddings coming up in the next few months. Once the season kicks off, there seems to be a wedding every few weekends all the way into
A recent study by Bankrate indicates that nearly a quarter of Americans do not have an emergency fund. For many in this category, getting through an emergency expense will require a credit card or a loan from family. It’s not
