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How to Master the Art of Saying No to Spending

Despite any contrary advice, turning down an offer involves more than simply telling another person “no.” There are egos and emotions involved. Social pressure makes turning down opportunities the exception rather than the rule. So what’s there to do but

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6 Ways Dropping Debt is a Lot Like Dropping Weight

1) Real American problems. Roughly two-thirds of American households carry credit card debt and two-thirds of American adults are overweight or obese. Chances are that you or someone you know is struggling with with at least one of these issues.

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7 Effortless Ways to Save Money

1. Re-Negotiate Service Contracts Are you overpaying for your cable, cell phone, pest control or any other recurring service? Reach out to the service provider to inquire about more cost-efficient options that may be available to you. If the customer

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6 Unconventional Money Moves to Make in Your 20s

1: Get financially educated. Even if you already have your college degree in hand, you likely gained very little financial knowledge from all of those textbooks you spent so many hours poring over. The key is to learn about things

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5 Easy Ways to Wipe Out Credit Card Debt

1. Freeze the Cards While this technically isn’t a way to get out of the hole, it’s the first step towards eliminating credit card debt. Reasoning: if you continue to swipe away, any payments made will only offset the balance

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