While determining an investment strategy or purchasing insurance might be complicated, not everything related to creating a sound financial future has to be. In fact, there are plenty of small but substantial habits you can adopt now in order to
Are you looking for a shortcut to get out of debt sooner? There are two ways to build momentum in your debt repayment efforts. The first way is through the creditors themselves granting you some sort of relief, and the
Getting into debt can happen almost without thought or effort. It’s so easy to convince ourselves that we need the latest and greatest of everything, from smartphones and tablets to clothes and even cars and homes. In a culture that
Muscling through a period that requires great discipline – whether it’s sticking to a healthy eating plan or a budget – is sometimes followed by an itch to throw all previously agreed upon rules out the window. Let’s look at
One of the most stressful feelings you can have is realizing that you’ll be making a late credit card payment. No one ever has the intention of paying late on a bill but surprisingly it happens all the time. You
Stop Spending on Unimportant Things First of all, figure out what’s important to you. Then stop spending money on everything else. This requires that you determine your own values and priorities. Once you decide what’s important to you, and you
When You’re Rewarding Yourself Did you just pay off a large loan? Did you finally get that promotion at work? It’s okay to treat ourselves for working hard and a job well done—but the trick is that you must have
“Debt.” It’s a financial four-letter word that you’d rather not talk about. But you know it’s time to face the music and get real with your money. That means doing something about your debt. Hey, I get it. Life is
Start with a Wishlist If you’re not sure where to start, here’s what you should do: Start with a wishlist. What would you really love to see happen in your financial life? Do you have debt to pay off? A
Pithy sayings about a dollar a day and soundbytes of financial wisdom feel completely useless when you’ve been hit with financial hardship. The idea of an emergency fund seems laughable because you feel as if you’re living in an emergency
