Getting into debt can happen almost without thought or effort. It’s so easy to convince ourselves that we need the latest and greatest of everything, from smartphones and tablets to clothes and even cars and homes. In a culture that

One of the most stressful feelings you can have is realizing that you’ll be making a late credit card payment. No one ever has the intention of paying late on a bill but surprisingly it happens all the time. You

“Debt.” It’s a financial four-letter word that you’d rather not talk about. But you know it’s time to face the music and get real with your money. That means doing something about your debt. Hey, I get it. Life is

Now that you’ve acknowledged your fear, allow it to be relieved by the fact that this is not your debt. Of course, when you love someone and see a future with that person, you may feel like it is your

If you’re applying for any type of loan, the first thing you’ll probably look at is the interest rate. Further down the application, you’ll also see a term called an APR (annual percentage rate). These two numbers may be similar,

Okay, so you have debt. It’s frustrating, sure, but it’s not the end of the world. Millions of people are in the same boat right now, and many of them are steadily working their way toward being debt free. You

Buying a home with less-than-stellar credit is possible, but it’ll be more expensive for someone with a bad credit history compared to someone with good credit. While you might be tempted into purchasing a home, you’ll need to be brutally

Paying off debt is probably one of the hardest financial struggles you’ll ever face. It’s right up there with losing your job and not being able to pay all your bills. Why? Because getting motivated to pay off debt (and