Many advertisements for credit cards and auto loans these days proudly announce that they have a 0% APR (for an introductory period). So what does 0% introductory APR on a credit card mean? Well, it does mean you can avoid

Unless you’ve just woken up from a 100-year sleep, you’ve heard the phrase “APR” mentioned in countless car commercials, radio ads for home loans, and credit card offers. But what does APR mean exactly? Well, there’s the short answer and

Definition An installment loan is a loan in which there are a set number of scheduled payments over time. Many different types of loans are installment loans, including mortgages and auto loans. A credit card may require a monthly minimum

The home buying process can cloud your judgment about how much you can actually afford to spend. You might focus solely on the listing price of a home instead of focusing on the overall costs of homeownership. If you look

Getting into debt can happen almost without thought or effort. It’s so easy to convince ourselves that we need the latest and greatest of everything, from smartphones and tablets to clothes and even cars and homes. In a culture that

One of the most stressful feelings you can have is realizing that you’ll be making a late credit card payment. No one ever has the intention of paying late on a bill but surprisingly it happens all the time. You

“Debt.” It’s a financial four-letter word that you’d rather not talk about. But you know it’s time to face the music and get real with your money. That means doing something about your debt. Hey, I get it. Life is

Now that you’ve acknowledged your fear, allow it to be relieved by the fact that this is not your debt. Of course, when you love someone and see a future with that person, you may feel like it is your