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1) Real American problems. Roughly two-thirds of American households carry credit card debt and two-thirds of American adults are overweight or obese. Chances are that you or someone you know is struggling with with at least one of these issues.
1. Freeze the Cards While this technically isn’t a way to get out of the hole, it’s the first step towards eliminating credit card debt. Reasoning: if you continue to swipe away, any payments made will only offset the balance
1. Credit card applications are bad for my credit score. Whether you’re seeking a temporary money fix or looking to take advantage of an irresistible introductory offer, chances are you’ve been warned to proceed with caution when applying for credit
If you’re applying for any type of loan, the first thing you’ll probably look at is the interest rate. Further down the application, you’ll also see a term called an APR (annual percentage rate). These two numbers may be similar,
Okay, so you have debt. It’s frustrating, sure, but it’s not the end of the world. Millions of people are in the same boat right now, and many of them are steadily working their way toward being debt free. You
Buying a home with less-than-stellar credit is possible, but it’ll be more expensive for someone with a bad credit history compared to someone with good credit. While you might be tempted into purchasing a home, you’ll need to be brutally
Paying off debt is probably one of the hardest financial struggles you’ll ever face. It’s right up there with losing your job and not being able to pay all your bills. Why? Because getting motivated to pay off debt (and
Many of us faced times where we had no choice but to default on our payments. Sometimes it’s out of our control and we neglect to exhaust all options not to fall behind. That one mistake in your life might
You’ve probably heard that the number of inquiries on your credit report may affect your credit score. The greater number of inquiries you have may negatively impact your score. There are two different types of inquiries: hard and soft. Both
You may want to consider a personal loan the next time you’re in a financial bind. Here’s why: Lower APR than some credit cards If you have a credit card at your disposal, you may be tempted to swipe away
When you’re working to pay off debt, you’ll cut out most superfluous expenses in order to reach your goals. But the problem with cutting out spending is that there is only so much you can cut. What if you want
Buying a house is thrilling, overwhelming and downright frightening. But don’t let these emotions scare you. If you prepare and educate yourself, you will know what to expect and sail through the process without any setbacks. Like many potential buyers,
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