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How Does a Personal Loan Affect Your Credit Score?

Thinking about a personal loan? It could be a great solution to pay for unexpected costs, urgent expenses, or to consolidate debt. Taking out a personal loan can also help build your credit when you make payments on time and when you use it to pay off revolving credit like credit card debt. When you apply for a personal loan, the lender typically reports it to the major credit reporting agencies. That means it shows up on your credit report,

Icy wreck

The Case for Personal Loans

You may want to consider a personal loan the next time you’re in a financial bind. Here’s why: Lower APR than some credit cards If you have a credit card at your disposal, you may be tempted to swipe away


4 Ways to Make Extra Money and Pay Off Debt Faster

When you’re working to pay off debt, you’ll cut out most superfluous expenses in order to reach your goals. But the problem with cutting out spending is that there is only so much you can cut. What if you want


Buying a Home? Don’t Forget About These Five Expenses

Buying a house is thrilling, overwhelming and downright frightening. But don’t let these emotions scare you. If you prepare and educate yourself, you will know what to expect and sail through the process without any setbacks. Like many potential buyers,


Five Signs You’re Not Ready to Buy a House

With mortgage rates on the rise, it is a good time to buy a house sooner rather than later. But while market conditions are favorable, is it the right time for you? It may be the “American dream” but it


Five Things That Are Hard to Do With Bad Credit

If you know people with bad credit and they own a house, a car, and seem to be doing okay, you may feel that a low credit score isn’t a big deal. But whether you agree or not with the

Buying a Car

Car Loans and Credit Scores: What You Need To Know

So you want to buy a car? Then you need to know how to get approved for a car loan! Specifically, how your credit score will affect whether you’ll be approved or not. These days, lenders can have a lot


3 Ways to Consolidate Your Debts To Become Debt Free

Consolidating your debts is a great way to get on track to finally paying off those pesky debts. Paying off your debts may seem like an insurmountable challenge but with the right approach and mindset anyone can do it. Debt

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