Wondering where all of your money goes each month? If you’re one of the nearly 30% of Americans who live without a monthly budget, then you’re not alone. If you feel like you’re living paycheck to paycheck or struggling to make any financial progress, it might be time to take an honest look at your finances. Creating a budget, intimidating as it may sound, is the first major step toward financial stability. Start with a Small Step The key thing
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