Budget

Borrow

When to Pay Off Your Credit Card Bill

When it comes to using a credit card responsibly, it’s important to understand when to pay off your credit card bill. Carrying a balance on your credit card may lead to high interest charges and/or potentially negatively impact your credit score, making it more difficult to get approved for loans or credit cards in the future. On the other hand, paying your bill on-time – or early – and in full each month may help you establish a positive credit

Oatmeal
Budget

How to Get Through the Tough Financial Times

We all have to go through the tough financial times at one point or another. And the better prepared you are, the less painful it will be to endure. However, this doesn’t make it any easier when you feel like

Budget

21 Ways to Pay Off Your Debt Faster

Are you looking for a shortcut to get out of debt sooner? There are two ways to build momentum in your debt repayment efforts. The first way is through the creditors themselves granting you some sort of relief, and the

Jogger lacing
Budget

How to Bounce Back from a Maxed-Out Budget

Muscling through a period that requires great discipline – whether it’s sticking to a healthy eating plan or a budget – is sometimes followed by an itch to throw all previously agreed upon rules out the window. Let’s look at

Clock gears
Budget

How to Evaluate Financial Priorities

Start with a Wishlist If you’re not sure where to start, here’s what you should do: Start with a wishlist. What would you really love to see happen in your financial life? Do you have debt to pay off? A

Instant noodles
Budget

Following a Financial Plan While Living Paycheck to Paycheck

Pithy sayings about a dollar a day and soundbytes of financial wisdom feel completely useless when you’ve been hit with financial hardship. The idea of an emergency fund seems laughable because you feel as if you’re living in an emergency

Yoga
Budget

Follow These 4 Steps to Finally Put Your Money Stress to Rest

Stress and worry begin in the mind as troubling thoughts, but they can quickly snowball into physical ailments such as headaches, high blood pressure, and heart problems. In fact, according to the American Institute of Stress, as many as 90%

Graveyard angel
Budget

The Powerful Impact Unhappiness Has On Your Money

When we don’t feel equipped to shift our thinking, we tend to immediately turn to our environment for comfort. This usually comes in short-lived bouts of instant gratification – spending money on something that will make you feel better. Or

Cleat
Budget

When Life Gets Tough, How To Keep Your Head Above Water

It is important to remind yourself that you will not always be in this financial situation. If you are unemployed or underemployed, avoid the trap of falling into binges of Seinfeld reruns with scoops of ice-cream on top. You need

Driven snow
Budget

How to Give Yourself a Clean Slate With Your Finances

It’s always easy to judge yesterday’s mistakes with the wisdom and understanding you have today. In truth, the mere fact that you can recognize past mistakes means that you learned what you were supposed to learn from those situations and

Need to manage your account?

Manage your loan or card, view your account at a glance, or make payments.

My Account