What is Creditworthiness?

Creditworthiness is a measure of a person’s likelihood and ability to repay their debts. It is one of many measures a lender can use to determine if you will be approved for a new credit card, loan, or line of credit.  Creditors consider several factors to figure out how big of a risk they would be taking by lending you money. The creditworthiness standards and definition may vary slightly between lenders. Some consider your income, how much you owe (liabilities),


Axe Your Budget Killers. It Feels Amazing.

What’s a budget killer? How about your TV bill, for example? A savings of $90 per month may seem like nothing, especially when you can “afford” the expense. However, how many times have you wondered at the end of a


Tips and Tricks to Afford Living on Your Own After College

Did your parents support you financially throughout college? If so, you’re probably eager to spread your wings and provide for yourself. Being on your own without a safety net may be your first real adult experience and relying entirely on

Spring cleaning

Spring Clean your Finances

Spring cleaning isn’t just for the home. Whether you’re just starting to analyze your budget, have committed to paying off debt or are looking to start investing, the first step is to make sure your finances are organized. After all,


Planning a Wedding on a Budget

If you are at the age where it seems you have a wedding to go to every weekend, you may have noticed how quickly the expenses add up. Being in a wedding or even just attending as a guest can


Five Financial Apps That Can Help You Manage Your Money

Whether you are a saver or a spender, the age of the smartphone is making it easier than ever to manage your money.  From balancing budgets and paying bills to setting a savings goal, all your financial information is right

Grocery shopping

Three Ways to Cut Your Food Bill This Month

Everyone has to eat! And that means that everyone has to spend money on food each month. In fact, for most people, food is the second biggest line item in their budget after housing. That said, even a slight attempt


4 Money Habits That are Never Too Late To Learn

You’ll often hear advice on money habits that you should learn by a certain age. Whether it’s money habits you should learn before you’re 30 or 40 years old, the truth of the matter is that it’s never too late

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