This article was drafted with AI assistance and reviewed for accuracy by Avant staff.  Last updated: August 2026. Data note: Statistics, FICO® weight percentages, market figures, and scoring model guidance in this article reflect information available as of August 2026. Rates and regulatory requirements can change — verify current figures at the sources cited in the References section before making financial decisions.  Quick answer A 580-669 credit score falls in the fair range, and it’s possible to qualify for a