Author: Kelly Stock

This author has written 76 articles

Kelly Stock

Quarantined family
Credit Education

How to Get and Use a Debt Consolidation Loan

Last updated: September 2026. Data note: Interest rate averages and market figures in this article reflect data as of September 2026. Rates change frequently — verify current figures at the sources cited in the References section before making financial decisions. Quick answer A debt consolidation loan replaces several debts, most often credit cards, with one fixed-rate loan and one monthly payment. It’s worth pursuing only when the APR, fees, and payment fit your budget and you have a realistic plan

September 21, 2026
@Avant

Meet Chase from the Cyber Threat Operations Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

May 9, 2024
@Avant

Avant Alumni: Meet Nikhil from the Transactional Fraud Risk Team

Every Avantee leaves their mark on our culture. Nikhil, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Nikhil Dandapanthula Foemer Senior Manager, Fraud Risk on the Transactional

April 1, 2024
Tatyana, Senior Manager of FP&A, smiling next to the Avant logo on a royal blue background
@Avant

Meet Tatyana from the FP&A Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

August 7, 2023
Corey, VP Treasurer, smiling next to Avant logo on dark blue background
@Avant

Meet Corey from the Finance Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

August 3, 2023
Kevin in black and white next to the Avant logo on a warm red background
@Avant

Meet Kevin from the Cyber Threat Operations Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

May 15, 2023
ML Ops Engineer III Ethan smiling in black-and-white next to the Avant logo on a bright blue background
@Avant

Avant Alumni: Meet Ethan from the ML Ops Team

Every Avantee leaves their mark on our culture. Ethan, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Ethan Feldman Former ML Ops Engineer III on the ML

May 12, 2023
Patricia smiling in black and white next to the Avant logo on a navy blue background
@Avant

Meet Patricia from the Account Opening Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

May 10, 2023
Borrow

When to Pay Off Your Credit Card Bill

When it comes to using a credit card responsibly, it’s important to understand when to pay off your credit card bill. Carrying a balance on your credit card may lead to high interest charges and/or potentially negatively impact your credit

April 21, 2023
A white envelope with a red stamp that reads, “Payment Due” on a blue background.
Borrow

What Happens When Debt Goes to Collections?

Anyone who has fallen behind on credit card payments, or loan payments, or other types of outstanding debt, may find their outstanding balance transferred to a debt collector. A debt collector is typically a person or agency paid by creditors

April 13, 2023
How to Prepare for a Recession | Avant
Budget

5 Ways to Prepare for a Recession

According to the Economist, a recession is a period of significant decline in economic activity. Outputs and investment suffer, as do business profits and there is typically rising unemployment. To help ensure you and your family are least affected, here

March 14, 2023
How Much Money Should Be In My Emergency Fund? | Avant
Budget

How Much Money Should Be In My Emergency Fund?

What is an Emergency Fund? An emergency fund is an easily accessible pool of money set aside in case of an urgent or unforeseen financial situation. Financial ups and downs occur naturally, so it pays to be prepared for the

March 9, 2023
Jeremy Shefer, Senior Software Engineer, loking pensive next to the Avant logo on a rally red background
@Avant

Meet Jeremy from the Money Movement Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

January 26, 2023

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