Author: Kelly Stock

This author has written 76 articles

Kelly Stock

Quarantined family
Credit Education

How to Get and Use a Debt Consolidation Loan

Last updated: September 2026. Data note: Interest rate averages and market figures in this article reflect data as of September 2026. Rates change frequently — verify current figures at the sources cited in the References section before making financial decisions. Quick answer A debt consolidation loan replaces several debts, most often credit cards, with one fixed-rate loan and one monthly payment. It’s worth pursuing only when the APR, fees, and payment fit your budget and you have a realistic plan

September 21, 2026
Budget

What is Creditworthiness?

Creditworthiness is a measure of a person’s likelihood and ability to repay their debts. It is one of many measures a lender can use to determine if you will be approved for a new credit card, loan, or line of

August 8, 2022
Budget

How to Pay Off Your Debt Faster

Key Takeaways If your debt is weighing you down, it’s time to break free of it. While you can’t just make it disappear, you can use strategies like debt consolidation and a targeted repayment approach to ease the load, helping

August 8, 2022
Michael smiling next to the Avant logo on a bright blue background
@Avant

Meet Michael from the People Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

August 8, 2022
Henry smiling next to the Avant logo on a navy blue background
@Avant

Meet Henry from the Corrective Actions Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

June 30, 2022
Brittany smiling next to the Avant logo on a red background
@Avant

Avant Alumni: Meet Brittany from the Marketing Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Britt, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. ____ Brittany

May 30, 2022
Margaret smiling next to the Avant logo on a bright blue background
@Avant

Meet Margaret from the Leadership Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

March 8, 2022
Sean smiling next to the Avant logo on a navy blue background
@Avant

Avant Alumni: Meet Sean from the People Team

Every Avantee leaves their mark on our culture. Sean, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Sean Neidig Former Communications Senior Analyst for the People team

March 7, 2022
Abby smiling next to the Avant logo on a red background
@Avant

Avant Alumni: Meet Abby from the Ops Strategy Team

Every Avantee leaves their mark on our culture. Abby, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Abby Mines Former Operations Associate for Operations Strategy Team With

March 5, 2022
Nils smiling next to the Avant logo on a bright blue background
@Avant

Avant Alumni: Meet Nils from the Data Science Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Nils, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. ____ Nils

March 4, 2022
Nate smiling next to the Avant logo on a navy blue background
@Avant

Avant Alumni: Meet Nate from the Product and Platform Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Nate, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Nate Wong

March 2, 2022
Xi smiling next to the Avant logo on a red background
@Avant

Avant Alumni: Meet Xi from the Credit Card Risk Team

Every Avantee leaves their mark on our culture. Xi, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Xi Wang Former Senior Director for the Credit Card Risk

March 1, 2022

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