Author: Kelly Stock

This author has written 81 articles

Kelly Stock
Credit Scores

8 Credit Score Improvement Tools to Consider in 2026

Last updated: October 2026. Quick answer: There’s no single best credit score tool. The right one depends on your goal. Use free monitoring (SavvyMoney, Credit Karma, Experian, or myFICO’s free tier) to watch your score, AnnualCreditReport.com to check your reports for errors, a bill-reporting tool like Experian Boost to add payment history you already have, and a credit-builder loan, secured card, or the Avant Credit Card1,2 if you need to add a new tradeline. No legitimate tool can guarantee a

October 29, 2026
Asian family moving to new home / apartment with many packing boxes
Spend

How Do You Build Credit?

How to Build Credit Your credit can impact virtually all of the financial aspects of your life. Anything that requires a credit check – like buying a car, getting a mortgage, or even renting an apartment – is made more

October 31, 2022
Young black ceramist woman wearing apron sculpting in clay at her workshop
Borrow

How Does a Personal Loan Affect Your Credit Score?

Thinking about a personal loan? It could be a great solution to pay for unexpected costs, urgent expenses, or to consolidate debt. Taking out a personal loan may also help build your credit when you make payments on time and

October 27, 2022
African male holding piece of paper while paying gas and electricity bills online on notebook pc. Young family calculating their expenses, planning domestic budget, sitting in kitchen interior
Borrow

How to Get a Personal Loan

If you ever need to pay for large or unexpected expenses, one of the options you have is to apply for a personal loan. When applying for a personal loan, however, remember that it’s not just the amount of money

October 27, 2022
Jonah smiling next to Avant logo on navy blue background
@Avant

Avant Alumni: Meet Jonah from the Prospect Engagement Team

Every Avantee leaves their mark on our culture. Jonah, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Jonah Fidel Former Software Engineer on the Prospect Engagement Team

September 1, 2022
Sam smiling next to the Avant logo on a red background
@Avant

Meet Sam from the Machine Learning Operations Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

August 31, 2022
Budget

What is Creditworthiness?

Creditworthiness is a measure of a person’s likelihood and ability to repay their debts. It is one of many measures a lender can use to determine if you will be approved for a new credit card, loan, or line of

August 8, 2022
Budget

How to Pay Off Your Debt Faster

Key Takeaways If your debt is weighing you down, it’s time to break free of it. While you can’t just make it disappear, you can use strategies like debt consolidation and a targeted repayment approach to ease the load, helping

August 8, 2022
Michael smiling next to the Avant logo on a bright blue background
@Avant

Meet Michael from the People Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

August 8, 2022
Henry smiling next to the Avant logo on a navy blue background
@Avant

Meet Henry from the Corrective Actions Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

June 30, 2022
Brittany smiling next to the Avant logo on a red background
@Avant

Avant Alumni: Meet Brittany from the Marketing Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Britt, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. ____ Brittany

May 30, 2022
Margaret smiling next to the Avant logo on a bright blue background
@Avant

Meet Margaret from the Leadership Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

March 8, 2022

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