Author: Kelly Stock

This author has written 76 articles

Kelly Stock

Quarantined family
Credit Education

How to Get and Use a Debt Consolidation Loan

Last updated: September 2026. Data note: Interest rate averages and market figures in this article reflect data as of September 2026. Rates change frequently — verify current figures at the sources cited in the References section before making financial decisions. Quick answer A debt consolidation loan replaces several debts, most often credit cards, with one fixed-rate loan and one monthly payment. It’s worth pursuing only when the APR, fees, and payment fit your budget and you have a realistic plan

September 21, 2026
Loren smiling next to Avant logo on bright blue background
@Avant

Meet Loren from the Operations Strategy Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

November 7, 2021
Song smiling next to Avant logo on navy blue background
@Avant

Avant Alumni: Meet Song from the Credit Card Team

Every Avantee leaves their mark on our culture. Song, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Song Wang Former Senior Associate on the Credit Card team

October 19, 2021
Ben smiling next to Avant logo on red background
@Avant

Meet Ben from the Auto Product Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

October 12, 2021
Kevin smiling next to Avant logo on bright blue background
@Avant

Avant Alumni: Meet Kevin from the People Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Kevin, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. ____ Kevin

October 11, 2021
Karoline smiling next to the Avant logo on a navy blue background
@Avant

Avant Alumni: Meet Karoline from the Compliance Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Karoline, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. ____ Karoline

September 29, 2021
Ricky smiling next to the Avant logo on a red background
@Avant

Avant Alumni: Meet Ricky from the Office Administration Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Ricky, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Ricky Chandler

September 15, 2021
Julian smiling next to the Avant logo on a bright blue background
@Avant

Avant Alumni: Meet Julian from the Data Servicing Team

Every Avantee leaves their mark on our culture. Julian, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Julian Mourad Former Senior Data Engineer for the Data Servicing

September 9, 2021
Jaitika smiling next to the Avant logo on a navy blue background
@Avant

Avant Alumni: Meet Jaitika from the Loan Team

Every Avantee leaves their mark on our culture. Jaitika, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Jaitika Singh Former Associate for the Loan Team With Avant

September 8, 2021
AJ smiling next to the Avant logo on a red background
@Avant

Meet Ashley (AJ) from the Training Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

September 8, 2021
Anthony smiling next to the Avant logo on a bright blue background
@Avant

Meet Anthony from the Payment Processing Team

Every unique and talented Avantee is a co-creator of the Avant culture we love. We hope the @Avant series helps you get to know who we are, how we do what we do, and what it looks like to build

August 27, 2021
Jared smiling next to the Avant logo on a navy blue background
@Avant

Avant Alumni: Meet Jared from the Information Security Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Jared, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. ____ Jared

August 27, 2021
Hannah smiling next to the Avant logo on a red background
@Avant

Avant Alumni: Meet Hannah from the Finance Team

Even after they’ve moved on to new opportunities, every Avantee leaves their mark on our culture. Hannah, we’re proud of everything we did together and we know you’ll keep thriving! You’re in the Avant Alumni Club for life. Hannah Moon

August 27, 2021

Need to manage your account?

Manage your loan or card, view your account at a glance, or make payments.

My Account